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जिल्हा परिषद व पंचायत समिती निवडणूक बाबत माहीती


Swarna Jayanti Gram Swarozgar Yojana  
 

 

        The objective of the Swarnjayanti Gram Swarozgar Yojana (SGSY) is to bring the assisted poor families (Swarozgaries) above the Poverty Line by ensuring appreciable sustained level of income over a period of time. This objective is to be achieved by inter alia organising the rural poor into Self Help Groups(SHGs) through the process of social mobilization, their training and capacity building and provision of income generating assets. The SHG approach helps the poor to build their self-confidence through community action. Interactions in group meetings and collective decision making enables them in identification and prioritization of their needs and resources. This process would ultimately lead to the strengthening and socio-economic empowerment of the rural poor as well as improve their collective bargaining power.

        SGSY lays stress on the cluster approach. What this means is that instead of funding diverse activities, each block should concentrate on a few select activities (key activities) and attend to all aspects of these activities, so that the Swarozgaris can draw sustainable incomes from their investments. These key activities should preferably be taken up in clusters so that the backward and forward linkages can be effectively established. This would facilitate not only monitoring but more importantly provision of various services required by the Swarozgaris.

     PROGRAM

  • Subsidy
  •         SGSY envisages the role of subsidy as an incentive to the swarozgari to repay the loan regularly. Hence the subsidy is back ended. 60% of the total allocation for the scheme is earmarked for subsidy

  • Revolving
  •         Allocation of upto 10 % is earmarked for the revolving fund for the Self help groups . The revolving fund is provided to the groups to augment the group corpus so as to enable more number of members to access loans and also to facilitate increase in the per capita loan available to the members

  • Training
  •         It has been well recognized that for success of self-employment endeavours and also for their sustainability, the required skill to successfully run the enterprise is a pre-requisite. SGSY proposes a number of measures for upgrading the capacity of Swarozgaris both in individual as well as group oriented activities.A provision of 10 % of the total allocation is earmarked for basic orientation and skill development training

  • Infrastructure
  •         Proper infrastructure is essential for the success of micro enterprises. The infrastructure may be either for production, processing, quality testing, storage or marketing. SGSY will seek to ensure that the infrastructure needs for the identified activities are met in full, so as to enable the Swarozgaris to derive the maximum advantage from their investments.An allocation of upto 20% is earmarked for providing infrastructure to the swarozgaris

         PHYSICAL PROGRESS IN 2008-09

    Sr. No.
     Name of the Bank
    TOTAL NO OF SELF HELP GROUP LOAN APPLIATION
    Target
    Received 
    Santioned 
    Disbursed 
    SHG
    SHG
    Sub
    Cred
    SHG
    Sub
    Cred
    SHG
    Sub
    Cred
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    1
    State Bank Of India
    46
    87
    77.85
    173.07
    65
    58.65
    80
    65
    58.65
    80
    2
    Bank of India
    48
    76
    66.90
    165.34
    67
    58.50
    108.73
    67
    58.50
    108.73
    3
    Central Bank of India
    17
    22
    20.30
    50.75
    18
    16.50
    19.98
    18
    16.50
    19.98
    4
    Bank of Maharashtra
    24
    24
    23.20
    51.92
    23
    21.10
    33.95
    23
    21.10
    33.95
    5
    Bank of Baroda
    9
    7
    6.70
    14.12
    7
    6.70
    8.68
    7
    6.70
    8.68
    6
    Union Bank of India
    3
    1
    0.80
    3.20
    1
    0.80
    1.20
    1
    0.80
    1.20
    7
    Canara Bank
    3
    3
    2.30
    9.04
    2
    1.60
    2.84
    2
    1.60
    2.84
    8
    Syndicate Bank
    3
    2
    2.45
    5.05
    2
    2.45
    2.55
    2
    2.45
    2.55
    9
    Punjab National Bank
    12
    6
    5.70
    12.28
    5
    4.60
    6.58
    5
    4.60
    6.58
    10
    IDBI
    5
    1
    0.80
    3.70
    1
    0.80
    0.80
    1
    0.80
    0.80
    11
    Allahabad Bank
    13
    11
    10.35
    26.31
    9
    8.65
    12.34
    9
    8.65
    12.34
    12
    Andhra Bank
    2
    1
    1.10
    1.40
    1
    1.10
    1.10
    1
    1.10
    1.10
    13
    DCC
    47
    68
    58.90
    148.90
    32
    28.90
    32.40
    32
    28.90
    32.40
      Total
    232
    309
    277.35
    665.08
    233
    210.35
    311.15
    233
    210.35
    311.15

         FINANCIAL PROGRESS IN 2008-09

    Sr. No.

     Name of the Bank

    TOTAL NO. OF INDIVIDUAL LOAN APPLICATION

    Target

    Cases sponsored

    Cases sanctioned

    Cases disbursed

    IND

    IND

    Sub

    Cred

    IND

    Sub

    Cred

    IND

    Sub

    Cred

    1

    2

    3

    4

    5

    6

    7

    8

    9

    10

    11

    12

    1

    State Bank Of India

    139

    360

    35.01

    106.22

    247

    21.355

    47.55

    247

    21.355

    47.55

    2

    Bank of India

    151

    401

    43.58

    124.57

    193

    22.16

    52.59

    193

    22.16

    52.59

    3

    Central Bank of India

    49

    132

    11.48

    30.12

    39

    4.25

    9.21

    39

    4.25

    9.21

    4

    Bank of Maharashtra

    90

    131

    10.29

    32.51

    57

    5.30

    11.77

    57

    5.30

    11.77

    5

    Bank of Baroda

    14

    53

    4.23

    14.87

    26

    2.36

    6.40

    26

    2.36

    6.40

    6

    Union Bank of India

    12

    18

    1.35

    4.00

    7

    0.53

    1.33

    7

    0.53

    1.33

    7

    Canara Bank

    12

    9

    0.75

    1.35

    9

    0.75

    1.40

    9

    0.75

    1.40

    8

    Syndicate Bank

    6

    7

    0.53

    1.60

    3

    0.21

    0.49

    3

    0.21

    0.49

    9

    Punjab National Bank

    24

    47

    4.67

    13.20

    26

    2.89

    5.52

    26

    2.89

    5.52

    10

    IDBI

    18

    17

    1.32

    5.73

    3

    0.28

    0.48

    3

    0.28

    0.48

    11

    Allahabad Bank

    40

    58

    5.87

    17.30

    25

    2.75

    6.06

    25

    2.75

    6.06

    12

    Andhra Bank

    12

    9

    0.67

    2.00

    4

    0.24

    0.56

    4

    0.24

    0.56

    13

    DCC

    73

    40

    3.22

    8.15

    24

    1.72

    2.84

    24

    1.72

    2.84

     

    Total

    640

    1282

    122.97

    361.62

    663

    64.78

    146.17

    663

    64.78

    146.17



    Allocation

    OB as on 1st April 2008

    Central funds received

    State share

    Total Funds

    Misc. Receipts

    Total Funds

    Total Expenditure

    %

    Ist Inst

    IInd

    Sub Total 

    Ist

    Sub Total

    Interest

    Return of Subdisy

     

     

     

     

     

     

     

     

     

     

     

     

     

    447.99

    0.94

    168

    121.79

    289.79

    95.27

    95.27

    385.06

    4.65

    23.32

    413.97

    413.83

    99.97



     
    Details of Expenditure incurred on
     
    (lakhs)
     
    Total Expenditure
    NGOs Facilitator
    Basic Orientation Program
    Skill Development
    Infrastructure Development
    Marketing
    Revolving Fund
    Subsidy
    18.45
    25.20
    10.73
    51.71
    5.00
    27.61
    275.13
    413.83

         MINORITIES PROGRESS

    Sr No

    Minority

    Target

    Achievement

    Percentage

    Financial(lakh)

    Physical

    Financial(lakh)

    Physical

    Financial(lakh)

    Physical

    1

    Muslim

    42.30

    444

    34.52

    444

    82%

    100%

    2

    Christian

    0

    0

    0

    0

     

     

    3

    Parsi

    0

    0

    0

    0

     

     

    4

    Sikh

    0

    0

    0

    0

     

     

    5

    Buddhist

    0

    0

    0

    0

     

     

     

    Total

    42.30

    444

    34.52

    444

    82%

    100%

         STATUS OF SHG FORMATION

    Sr. No.

    Name of Block

    Number of SHGs Formed

    No. of SHGs passed Grade-I

    No. of SHGs passed Grade-II

    Number of SHGs Taken up Economic Activities

    Number of Women SHGs Formed

    After Grade I

         After Grade II

    Since 1.4.99

    08-09

    Since 1.4.99

    08-09

    Since 1.4.99

    08-09

    Since 1.4.99

    08-09

    Since 1.4.99

    08-09

    Since 1.4.99

    08-09

    1

    Wardha

    710

    100

    385

    75

    277

    59

    35

    20

    231

    46

    593

    95

    2

    Seloo

    580

    77

    303

    70

    182

    36

    82

    19

    163

    30

    525

    67

    3

    Deoli

    653

    116

    396

    78

    204

    45

    115

    58

    151

    33

    425

    92

    4

    Hinganghat

    610

    110

    404

    42

    213

    38

    15

    5

    139

    30

    478

    90

    5

    Samudrapur

    387

    54

    235

    20

    150

    24

    27

    15

    124

    24

    347

    54

    6

    Arvi

    563

    75

    419

    50

    179

    37

    38

    10

    148

    32

    506

    74

    7

    Ashti

    457

    104

    296

    86

    140

    27

    25

    20

    108

    16

    374

    79

    8

    Karanja

    433

    97

    258

    50

    146

    35

    52

    28

    123

    22

    323

    92

     

    Total

    4393

    733

    2696

    471

    1491

    301

    389

    175

    1187

    233

    3571

    643

     

     
     
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